Self-Funded Health Plan Lessons From 7 Benefits Experts
7 Best Self-Funded Health Lessons for Employers The People’s Picks: The Most-Watched Moments of the Year Episode 84 of The Business of Benefits Photo by Mizuno K on Pexels Somewhere between the renewal notice and the open enrollment meeting, most employers stop asking questions. They accept the increase, adjust the deductible, and hope next year […]
AI in Claims Review & Utilization Management
AI Is Already Reviewing Your Employees’ Claims. Do You Know What It’s Deciding? The opportunity, and the fiduciary risk, of AI in claims review and utilization management Photo by Tiger Lily, Pexels Somewhere in your health plan’s claims pipeline right now, an algorithm is making a call. It might be flagging a prior authorization request, […]
August 10 Extension Explained
Payroll & Tax Compliance Form 941 Deadline for Q2 2026: Why August 10 Matters for Employers If your business made every federal payroll tax deposit for the second quarter on time and in full, the Form 941 deadline you are working against is not July 31. It is August 10, 2026. That extra runway only […]
The CultureSHIFT Method
The CultureSHIFT Method: The Data-Driven Framework for Wellness, Leadership, and ROI Wellness Strategy & Leadership Wellness cannot survive the next few years as a line item in the benefits stack. Between economic uncertainty, constant organizational change, and AI reshaping how work gets done, the companies that hold onto talent will be the ones that treat […]
The Business Of Benefits Episode 83 w/ Patrick Williams
“I Don’t Know” Won’t Cut It in a Department of Labor Audit A company with 3,000 covered employees turned down help getting its fiduciary house in order. Six months later, they were notified of a Department of Labor audit. This is the story that should make every plan sponsor take a hard look at what […]
The Affordability Bar Just Moved
“The IRS raised the ACA affordability safe harbor to 9.96% for 2026, the highest it’s ever been, giving employers more room on premium contributions. But penalties for getting it wrong climbed too, up to $3,340 and $5,010 per employee. Here’s what the new threshold means for your renewal strategy.”
PBM Spread Pricing
Compliance & Cost Strategy PBM Spread Pricing: Why the Rules Are Finally Catching Up (and What to Do Before They Do) For twenty years, PBM spread pricing has let plan costs balloon in the dark. Two federal actions are about to change that. Here’s what’s coming, when it hits, and how to get ahead of […]
Episode 82: A Panel Discussion with 2 Employers
Self-Funded Health Plan Case Study: Cutting Costs 77% Thought Leadership · Episode 82 Self-Funded Health Plans: How Two Employers Cut Costs Up to 77% Real claims data from two mid-market employers on fiduciary duty, PBM transparency, and what it actually takes to break the annual renewal cycle. Watch the full conversation on The Business of […]
Form 5500 Season: What Your July 31 Deadline Actually Means for Your Fiduciary Duty
Compliance & Fiduciary Strategy Form 5500 Season: What Your July 31 Deadline Actually Means for Your Fiduciary Duty Ethos Benefits | July 2026 You’ve probably already circled July 31 on the calendar. For most calendar-year retirement and health plans, that’s the day your Form 5500 is due to the Department of Labor. It’s easy to […]
Episode 81 – Why Your Wellness Program Isn’t Working
Dr. Romie Mushtaq joined Chelsea Ryckis on the Business of Benefits podcast to share her perspective on why most corporate wellness programmes fail to move the needle on employee health, and what data-driven employers can do differently.
