Global benefits. For employees outside the United States.

If your company has employees outside the United States, their benefits follow local law, local carriers and local custom. Ethos Benefits reviews your international benefits, compares them with local practice, coordinates with local providers, and brings them under the same governance and record as your U.S. plan.

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What you get.

International benefits are often set up country by country as a company expands, then never reviewed together. Cost and consistency drift without anyone owning them.

International benefits inventoryEvery country’s plans, carriers, contracts and renewal dates in one place.
Local practice comparisonEach country’s benefits compared with what is required and customary there.
Coordination with local providersRenewals and changes managed with local carriers and advisors in each country.
GovernanceInternational plans reviewed by your committee alongside the U.S. plan, with decisions recorded.

How it works.

Ethos Benefits starts with an inventory of every benefit plan your company offers outside the United States. Each plan is then compared with what is required and customary in its country, and Ethos coordinates renewals and changes with the local carriers. Your committee reviews the international plans on the same calendar as the U.S. plan, and every decision goes into the same record.

One record, every country.

Wherever your employees work, the decisions about their benefits belong in one record. International plans are added to your compliance calendar and committee reviews under your Fiduciary Framework™.

Part of your Fiduciary Framework™.

Every Ethos service reports to your benefits committee. The work is reviewed at your quarterly committee meeting, each decision is recorded with the reasoning behind it, and the record lives in your Ethos Fiduciary OS. That is what lets your committee show the plan was run prudently.

See the Fiduciary Framework™ · How fiduciary governance works

Questions employers ask about this.

Do you work with employers based outside the U.S.?

Ethos works with U.S.-based employers that have employees in other countries.

Do international plans follow U.S. rules?

Generally no. Benefits for employees working abroad usually follow the laws of the country where they work, which is why each country is reviewed on its own terms.

Can our committee oversee international benefits?

Yes. International plans can be added to your committee’s calendar and record under the Fiduciary Framework™, so every plan is reviewed on a schedule.

See what your plan is really costing you.

A Strategic Analysis starts with your plan documents and your broker agreement, then shows you what your plan costs, where the risk sits, and what a committee would decide with the full picture.

Request a Strategic Analysis Call (407) 803-4710