Talia Carbah Fiduciary Benefits Consultant

About Talia

Talia Carbah is a Fiduciary Benefits Consultant at Ethos Benefits. She works with mid to large employers who are tired of renewals happening to them. With the Ethos Benefits team she builds health plans around each employer's people and goals, designs stop-loss strategy, holds PBMs and vendors accountable, and keeps clients ahead of ERISA and state compliance changes. She works to a fiduciary standard of care, and the goal is simple: access to high-quality care for less money.

Talia never expected to end up in benefits. She led large teams at a well-known wellness business, where she saw her work make a real difference in her clients' lives. When she moved to Valdosta, Georgia, she looked for that same kind of impact and joined a traditional benefits agency. She did the best she could inside a model that was never built for the client, one where advisor pay rises with premium while employees struggle to afford coverage. She came to Ethos Benefits for a model built around the client, which gives her the freedom to fight for her clients, their teams and their long-term goals.

Talia is an active member of the Washington Health Alliance and co-hosts Fiduciary Unfiltered, a weekly LinkedIn Live, with Chelsea Ryckis. She guest hosted Episode 75 of the Business of Benefits podcast with Mark Cuban, and has spoken on a BenefitsPRO Broker Expo panel. She speaks at industry, HR and CFO conferences with a simple message: cost control is possible, fiduciary advising is the future of the industry, and employers can take back the control they were told they never had. She and her husband live in Livingston, Montana, close to the mountains, with their animals.