How to Master Employee Benefits Administration (Complete Guide)
Explore how employee benefits administration works, why it matters, and the tools and strategies HR teams need to streamline communication and stay compliant.
105(H) Nondiscrimination Testing Explained: What Employers Must Know
Protect your organization and employees with accurate 105(H) nondiscrimination testing. Understand IRS rules, procedures, and compliance steps.
Form 1095-B vs. 1095-C: Key Differences and Similarities Explained
Discover the difference between Form 1095-B and 1095-C, who receives each, and how they affect ACA reporting and tax filing.
1095-A vs. 1095-C Explained: Which Form Do You Actually Need?
Not sure whether you need 1095-A or 1095-C? This guide breaks down both IRS forms and their role in your tax return step by step.
How to Find a Good Pharmacy Benefit Manager (PBM): A Fiduciary Guide for Employers
Understand how pharmacy benefit managers work, the risks of poor PBM selection, and the fiduciary framework employers should use to evaluate PBM services effectively.
What is an ERISA Fidelity Bond? Coverage, Cost, and Compliance Explained
Explore what an ERISA fidelity bond is, who needs it, coverage rules, limits, and compliance steps to protect plan assets and meet Department of Labor requirements.
What Does an ERISA Bond Cover (and What It Doesn’t)
Learn what an ERISA bond covers, why it’s required, and how it protects employee benefit plans from fraud, theft, and fiduciary misconduct effectively.
How One Employer Broke the Healthcare Renewal Cycle: An Axiom Healthcare Services Case Study
For many employers, the annual health insurance renewal process feels like a trap. Premiums rise relentlessly, year after year, with little transparency or control. You negotiate, you switch carriers, but the cycle continues, squeezing your budget and frustrating your employees. But what if you could break free? This is the story of how one employer, […]
Stop Loss Captives Explained: Benefits, Myths, and How They Work
Discover what a stop loss captive is, how it works, and why mid-sized employers are using it to gain control and reduce benefit plan volatility.
Self Funded vs. Fully Insured – How to Make the Right Choice
As a business owner looking for an employee health plan, you face the critical task of balancing costs, coverage, and your employees’ well-being. While a traditional option was fully insured plans, the constant rise in premium costs may have led you to consider level-funded and self-funded policies. Each model has its advantages, but also presents […]
