Title: Talia Carbah, Fiduciary Benefits Consultant Source: https://ethosbenefits.com/about/team/talia-carbah Publisher: Ethos Benefits Summary: Talia Carbah is a Fiduciary Benefits Consultant at Ethos Benefits. She helps mid to large employers take control of health plan costs and renewals. 1. [Home](https://ethosbenefits.com/) 2. [About](https://ethosbenefits.com/about) 3. [Team](https://ethosbenefits.com/about/team) 4. Talia Carbah # Talia Carbah Fiduciary Benefits Consultant A benefits consultant who helps mid to large employers stop letting renewals happen to them, from stop-loss strategy to PBM and vendor accountability. She speaks at industry, HR and CFO conferences on PBMs, fiduciary duty and the incentives inside benefits consulting, and co-hosts the weekly Fiduciary Unfiltered LinkedIn Live. [LinkedIn](https://www.linkedin.com/in/talia-hansen-fiduciary) - **Weekly** co-host of Fiduciary Unfiltered on LinkedIn Live - **Ep. 75** guest host of the Business of Benefits podcast, with Mark Cuban - **2** confirmed 2027 stages, BenefitsPRO and YouPowered - Renewal strategy - Stop-loss strategy - PBM and vendor accountability - Fiduciary governance - ERISA and state compliance ![Talia Carbah, Fiduciary Benefits Consultant at Ethos Benefits](https://ethosbenefits.com/assets/team/talia-carbah.jpg) ## Experience 1. Fiduciary Benefits Consultant Ethos Benefits Advises mid to large employers on plan strategy, stop-loss, PBM and vendor accountability, and compliance. 2. Benefits Advisor Traditional benefits agency, Valdosta, Georgia Served employer clients and their employees inside the traditional agency model. 3. Team Leader Wellness industry Led large teams at a well-known wellness business. ## About Talia Talia Carbah is a Fiduciary Benefits Consultant at Ethos Benefits. She works with mid to large employers who are tired of renewals happening to them. With the Ethos Benefits team she builds health plans around each employer's people and goals, designs stop-loss strategy, holds PBMs and vendors accountable, and keeps clients ahead of ERISA and state compliance changes. She works to a fiduciary standard of care, and the goal is simple: access to high-quality care for less money. Talia never expected to end up in benefits. She led large teams at a well-known wellness business, where she saw her work make a real difference in her clients' lives. When she moved to Valdosta, Georgia, she looked for that same kind of impact and joined a traditional benefits agency. She did the best she could inside a model that was never built for the client, one where advisor pay rises with premium while employees struggle to afford coverage. She came to Ethos Benefits for a model built around the client, which gives her the freedom to fight for her clients, their teams and their long-term goals. Talia is an active member of the Washington Health Alliance and co-hosts Fiduciary Unfiltered, a weekly LinkedIn Live, with Chelsea Ryckis. She guest hosted Episode 75 of the Business of Benefits podcast with Mark Cuban, and has spoken on a BenefitsPRO Broker Expo panel. She speaks at industry, HR and CFO conferences with a simple message: cost control is possible, fiduciary advising is the future of the industry, and employers can take back the control they were told they never had. She and her husband live in Livingston, Montana, close to the mountains, with their animals. ## Talia on the stage. ### Engagements - 2027 BenefitsPRO Speaker (confirmed) - 2027 YouPowered Speaker (confirmed) - Nov 2026 Washington Health Alliance Presenter, with Chelsea Ryckis - Apr 2026 [BenefitsPRO Broker Expo: You Can't Afford to Be Another Salesperson They Don't Trust](https://www.benefitspro.com/2026/04/07/you-cant-afford-to-be-another-salesperson-they-dont-trust-expo-preview) Panelist - 2025 [BenefitsPRO Broker Expo: Fast and the Furious](https://www.event.benefitspro.com/bprobrokerexpo/speaker/2257720/talia-hansen) Judge ### Talks Talia gives 1. PBMs and the hidden cost of prescription drugs 2. Healthcare insights: what employers keep missing 3. Fiduciary responsibilities for plan sponsors 4. Misaligned incentives in benefits consulting models 5. Self-funding: what works, what doesn't, and how to decide To invite Talia to speak, email [service@ethosbenefits.com](mailto:service@ethosbenefits.com) with your event, the date, the audience and the topic you have in mind. ## Watch and listen. - [Nov 2026 · Ethos Benefits on YouTube **Fiduciary Unfiltered: November 4th w/ Talia Carbah & Chelsea Ryckis**](https://www.youtube.com/watch?v=i4vEYzUl1wU) - [Jul 2026 · Podcast guest **Brite Bites, Episode 8**](https://www.youtube.com/watch?v=PuJZcx5kexI) - [Apr 2026 · The Business of Benefits podcast **PBM Rebates and Who Really Pays**](https://ethosbenefits.com/podcast/pbm-rebates-mark-cuban) - [Feb 2026 · Podcast guest **Benefits Broker Boost by Plansight, Episode 13: Bet on Yourself**](https://www.youtube.com/watch?v=YpJy_I1T55E) ### Press, shows and writing - Sep 2026 on [Fiduciary Unfiltered: A Benefits Brain Date](https://www.linkedin.com/in/talia-hansen-fiduciary/) Weekly LinkedIn Live, co-hosted with Chelsea Ryckis - Sep 2023 [BenefitsPRO: What's the Good News, Ladies?](https://www.benefitspro.com/2023/09/15/whats-the-good-news-ladies-september-edition-4/) Press, emerging woman leader feature - Ongoing [Talia Talks Benefits](https://substack.com/@taliatalksbenes) Writing, on Substack ## See what your plan is really costing you. A Strategic Analysis starts with your plan documents and your broker agreement, then shows you what your plan costs, where the risk sits, and what a committee would decide with the full picture. [Request a Strategic Analysis](https://ethosbenefits.com/strategic-analysis) [Call (407) 803-4710](tel:+14078034710)